Gross non-performing loan ratio SCBs India FY 2008-2024

Published by Sandhya Keelery, Apr 30, 2025

India recorded a gross non-performing asset (GNPA) to total advances ratio of over close to three percent in fiscal year 2024. The ratio was estimated was expected to see a further decrease in bad loans in the next fiscal year, indicating a balanced expansion of credit and debit among scheduled commercial banks for those years.

Gross non-performing loan ratio of scheduled commercial banks across India from financial year 2008 to 2024

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Release date

April 2025

Region

India

Survey time period

FY 2008 to FY 2024

Supplementary notes

India's financial year starts in April and ends in March. For example, FY 2020 refers to data from April 2019 until March 2020.

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