The loss ratio of French cyber insurers shot up in 2020, but then returned to normal levels in 2021. This ratio shows the ratio of losses to premiums earned. In 2023, the ratio of losses to premiums earned was 12 percent, down from 22 percent a year earlier.
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Loss ratio among cyber insurance companies in France from 2019 to 2023
The source analyzed 13,508 cyber insurance policies and 614 paid claims. They surveyed brokers specializing in corporate risk from the following insurers: AON, Diot-Siaci, Filhet Allard, Marsh, Verlingue, Verspieren, WTW. The insurance brokerage union, Planète CSCA, and a mutual insurance group, SMABTP, were also surveyed.
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AMRAE. (May 27, 2024). Loss ratio among cyber insurance companies in France from 2019 to 2023 [Graph]. In Statista. Retrieved July 06, 2025, from https://www.statista.com/statistics/1028770/cyber-insurance-loss-ratio-france/
AMRAE. "Loss ratio among cyber insurance companies in France from 2019 to 2023." Chart. May 27, 2024. Statista. Accessed July 06, 2025. https://www.statista.com/statistics/1028770/cyber-insurance-loss-ratio-france/
AMRAE. (2024). Loss ratio among cyber insurance companies in France from 2019 to 2023. Statista. Statista Inc.. Accessed: July 06, 2025. https://www.statista.com/statistics/1028770/cyber-insurance-loss-ratio-france/
AMRAE. "Loss Ratio among Cyber Insurance Companies in France from 2019 to 2023." Statista, Statista Inc., 27 May 2024, https://www.statista.com/statistics/1028770/cyber-insurance-loss-ratio-france/
AMRAE, Loss ratio among cyber insurance companies in France from 2019 to 2023 Statista, https://www.statista.com/statistics/1028770/cyber-insurance-loss-ratio-france/ (last visited July 06, 2025)
Loss ratio among cyber insurance companies in France from 2019 to 2023 [Graph], AMRAE, May 27, 2024. [Online]. Available: https://www.statista.com/statistics/1028770/cyber-insurance-loss-ratio-france/