European consumers rated mobile one-time passcodes such as SMS codes sent to mobile devices as the leading method that delivers the best user experience. According to the results of a survey published by Stripe, authentication methods that involved challenge questions, fingerprint and facial biometrics were less popular with consumers in the United Kingdom, Germany, France, Spain and the Netherlands.
Share of customer authentication methods providing best user experience for consumers in selected European countries* in 2019
France, Germany, Netherlands, Spain, United Kingdom
Survey time period
March to April 2019
Number of respondents
1,000 respondents
Age group
18 years and older
Supplementary notes
* The source adds the following note regarding scope and methodology: "451 Research simultaneously conducted a custom survey of 1,000 consumers in the UK, Germany, France, Spain and the Netherlands, completing 200 surveys in each market. All respondents were above 18 years of age, had a minimum of a high school education and completed at least one purchase with an online business in the last six months."
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Stripe. (July 22, 2019). Share of customer authentication methods providing best user experience for consumers in selected European countries* in 2019 [Graph]. In Statista. Retrieved May 03, 2025, from https://www.statista.com/statistics/1045550/customer-authentication-user-experience-opinions-europe/
Stripe. "Share of customer authentication methods providing best user experience for consumers in selected European countries* in 2019." Chart. July 22, 2019. Statista. Accessed May 03, 2025. https://www.statista.com/statistics/1045550/customer-authentication-user-experience-opinions-europe/
Stripe. (2019). Share of customer authentication methods providing best user experience for consumers in selected European countries* in 2019. Statista. Statista Inc.. Accessed: May 03, 2025. https://www.statista.com/statistics/1045550/customer-authentication-user-experience-opinions-europe/
Stripe. "Share of Customer Authentication Methods Providing Best User Experience for Consumers in Selected European Countries* in 2019." Statista, Statista Inc., 22 Jul 2019, https://www.statista.com/statistics/1045550/customer-authentication-user-experience-opinions-europe/
Stripe, Share of customer authentication methods providing best user experience for consumers in selected European countries* in 2019 Statista, https://www.statista.com/statistics/1045550/customer-authentication-user-experience-opinions-europe/ (last visited May 03, 2025)
Share of customer authentication methods providing best user experience for consumers in selected European countries* in 2019 [Graph], Stripe, July 22, 2019. [Online]. Available: https://www.statista.com/statistics/1045550/customer-authentication-user-experience-opinions-europe/