Household debt ratio in Germany Q1 2007-Q2 2024

Published by
Fernando de Querol Cumbrera,
Feb 5, 2025

The volume of household debt by German households in the second quarter of 2024 represented nearly 80 percent of its disposable income. This ratio in Germany has declined a lot since 2022. The level of household savings in Germany has also had significant fluctuations in the past years.

Household indebtedness to gross disposable income ratio in Germany from 1st quarter 2007 to 2nd quarter 2024

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Release date

November 2024

Region

Germany

Survey time period

1st quarter 2007 to 2nd quarter 2024

Supplementary notes

This ratio shows the overall outstanding debt of households as a share of their disposable income.

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