In Spain, credit cards per capita increased to reach a value of around one card per person in 2023. Moreover, penetration of debit cards also increased in the country, as there was one card per person that year. The numbers provided are estimates, based on the figures central banks have to supply. Owning a payment card does not immediately indicate it gets used, as there are large differences within Europe when it comes to the use of certain payment methods.
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Number of credit cards and debit cards per capita in Spain from 2000 to 2023
Unlike several countries, card figures for Belgium, France, Germany, Italy, Netherlands, Spain, and Sweden are reported can be found at both the Bank for International Settlements (BIS) and the European Central Bank (ECB). Figures are not always comparable, though, due to tracking or reporting standards. This is especially for credit cards.
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Statista. (March 24, 2025). Number of credit cards and debit cards per capita in Spain from 2000 to 2023 [Graph]. In Statista. Retrieved June 18, 2025, from https://www.statista.com/statistics/1098927/credit-cards-and-debit-cards-per-capita-in-spain/
Statista. "Number of credit cards and debit cards per capita in Spain from 2000 to 2023." Chart. March 24, 2025. Statista. Accessed June 18, 2025. https://www.statista.com/statistics/1098927/credit-cards-and-debit-cards-per-capita-in-spain/
Statista. (2025). Number of credit cards and debit cards per capita in Spain from 2000 to 2023. Statista. Statista Inc.. Accessed: June 18, 2025. https://www.statista.com/statistics/1098927/credit-cards-and-debit-cards-per-capita-in-spain/
Statista. "Number of Credit Cards and Debit Cards per Capita in Spain from 2000 to 2023." Statista, Statista Inc., 24 Mar 2025, https://www.statista.com/statistics/1098927/credit-cards-and-debit-cards-per-capita-in-spain/
Statista, Number of credit cards and debit cards per capita in Spain from 2000 to 2023 Statista, https://www.statista.com/statistics/1098927/credit-cards-and-debit-cards-per-capita-in-spain/ (last visited June 18, 2025)
Number of credit cards and debit cards per capita in Spain from 2000 to 2023 [Graph], Statista, March 24, 2025. [Online]. Available: https://www.statista.com/statistics/1098927/credit-cards-and-debit-cards-per-capita-in-spain/