Credit cards and debit cards per capita in Switzerland 2012-2023

Published by
Raynor de Best,
Apr 10, 2025
Credit cards per capita in Switzerland increased to reach a value of close to one card per person in 2021. Debit cards were found more often in the country, as debit card penetration reached nearly two that year. The numbers provided are estimates, based on the figures central banks have to supply. Owning a payment card does not immediately indicate it gets used often, as there are large differences within Europe when it comes to the use of certain payment methods.

Number of credit cards and debit cards per capita in Switzerland from 2012 to 2023

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Sources

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Release date

March 2025

Region

Switzerland

Survey time period

2012 to 2023

Age group

15 years and older

Special properties

country population

Supplementary notes

The numbers shown are estimates based on the following indicators:

1. Credit cards

  • Number of cards with a delayed debit function;
  • Number of cards with a credit / delayed debit function;
  • Number of cards with a credit function.

2. Debit cards
  • Number of cards with a debit function;
  • Number of cards with a debit / delayed debit function.

All figures provided concern cards issued by resident PSPs. Numbers exclude cards with an e-money function.

The source states that "in December 2014, the reporting population and the survey approach for e-money were adjusted".

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