The outbreak of coronavirus in Poland changed the purchasing behavior of the society. Installment loan-concerned purchases, especially those made through large retail chains and e-commerce, such as electronics, household appliances, furniture and cars. In the 14th week of March, the downward trend in installment loans slowed down compared to the previous week. However, the collapse in this segment might be intensified by sales drop due to shopping malls' shutdown and trade restrictions across the country.
In the case of the residential market, the first symptoms of the reconstruction of the demand for housing loans are visible. The housing loans' demand volume in the week 30.03. - 05.04. increased by 17.4 percent compared to the previous week figures.
For further information about the coronavirus (COVID-19) pandemic, please visit our dedicated Facts and Figures page.
Change in demand for installment and housing loans due to the coronavirus (COVID-19) in Poland in 2020
Characteristic
Year-on-year change (23-29.03)
Year-on-year change (30.03-05.04)
Week-over-week change (23-29.03)
Week-over-week change (30.03-05.04)
Intallment loans
-33.4%
-38.5%
5.2%
-1.8%
Mortgage loans
-22%
-7.1%
-6.6%
17.4%
-40%-30%-20%-10%0%10%20%30%
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Biuro Informacji Kredytowej. (April 8, 2020). Change in demand for installment and housing loans due to the coronavirus (COVID-19) in Poland in 2020 [Graph]. In Statista. Retrieved May 10, 2025, from https://www.statista.com/statistics/1110641/poland-demand-for-instalment-and-housing-loans-due-to-covid-19/
Biuro Informacji Kredytowej. "Change in demand for installment and housing loans due to the coronavirus (COVID-19) in Poland in 2020." Chart. April 8, 2020. Statista. Accessed May 10, 2025. https://www.statista.com/statistics/1110641/poland-demand-for-instalment-and-housing-loans-due-to-covid-19/
Biuro Informacji Kredytowej. (2020). Change in demand for installment and housing loans due to the coronavirus (COVID-19) in Poland in 2020. Statista. Statista Inc.. Accessed: May 10, 2025. https://www.statista.com/statistics/1110641/poland-demand-for-instalment-and-housing-loans-due-to-covid-19/
Biuro Informacji Kredytowej. "Change in Demand for Installment and Housing Loans Due to The Coronavirus (Covid-19) in Poland in 2020." Statista, Statista Inc., 8 Apr 2020, https://www.statista.com/statistics/1110641/poland-demand-for-instalment-and-housing-loans-due-to-covid-19/
Biuro Informacji Kredytowej, Change in demand for installment and housing loans due to the coronavirus (COVID-19) in Poland in 2020 Statista, https://www.statista.com/statistics/1110641/poland-demand-for-instalment-and-housing-loans-due-to-covid-19/ (last visited May 10, 2025)
Change in demand for installment and housing loans due to the coronavirus (COVID-19) in Poland in 2020 [Graph], Biuro Informacji Kredytowej, April 8, 2020. [Online]. Available: https://www.statista.com/statistics/1110641/poland-demand-for-instalment-and-housing-loans-due-to-covid-19/
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