Mortgage down payment for home purchase in the U.S. 2012-2024

Published by Statista Research Department, May 15, 2025

Since 2012, the median down payment for a home purchase in the United States has more than doubled. In December 2024, homebuyers who took out a mortgage to finance their purchase had to save up approximately 25,836 U.S. dollars for a down payment. This is roughly 10,000 U.S. dollars above the median down payment just four years ago in 2020. This was a result of the rapid house price growth observed in recent years.

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Median mortgage down payment for home purchase in the United States from 2012 to 2024 (in U.S. dollars)

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Release date

October 2024

Region

United States

Survey time period

2012 to 2024

Special properties

as of December of each year.

Method of interview

Postal questionnaire

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