Among the 12 European Union (EU) countries for which there was data available in 2022, Ireland had highest savings per capita. Household gross savings in Germany, the largest economy in the EU, reached a value of 5,976 euros per capita. The data for Luxembourg in 2021 shows that the average household gross savings amounted to 7,612 euros per capita.
Household gross savings per capita in selected countries in the European Union (EU) from 2021 to 2022
(in euros per capita)
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* Negative figures signal that that the final consumption expenditure in that country were higher than the rest of their gross national disposable income.
Supplementary notes
Not all countries had data available for 2021.
Figures for the countries that are not in the euro area were calculated by Statista using the average exchange rate for each year as provided by the ECB in the report:
1 euro = 25.64 Czech koruna in 2021 and and 1 euro=24.57 Czech koruna in 2022.
1 euro = 7.44 Danish krone in 2021 and 2022.
1 euro = 358.52 Hungarian forint in 2021.
1 euro = 4.57 Polish zloty in 2021 and and 1 euro = 4.69 Polish zloty in 2022.
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ECB, & Statista. (May 11, 2023). Household gross savings per capita in selected countries in the European Union (EU) from 2021 to 2022 (in euros per capita) [Graph]. In Statista. Retrieved May 07, 2025, from https://www.statista.com/statistics/1221225/savings-per-capita-in-the-european-union-by-country/
ECB, und Statista. "Household gross savings per capita in selected countries in the European Union (EU) from 2021 to 2022 (in euros per capita)." Chart. May 11, 2023. Statista. Accessed May 07, 2025. https://www.statista.com/statistics/1221225/savings-per-capita-in-the-european-union-by-country/
ECB, Statista. (2023). Household gross savings per capita in selected countries in the European Union (EU) from 2021 to 2022 (in euros per capita). Statista. Statista Inc.. Accessed: May 07, 2025. https://www.statista.com/statistics/1221225/savings-per-capita-in-the-european-union-by-country/
ECB, and Statista. "Household Gross Savings per Capita in Selected Countries in The European Union (Eu) from 2021 to 2022 (in Euros per Capita)." Statista, Statista Inc., 11 May 2023, https://www.statista.com/statistics/1221225/savings-per-capita-in-the-european-union-by-country/
ECB & Statista, Household gross savings per capita in selected countries in the European Union (EU) from 2021 to 2022 (in euros per capita) Statista, https://www.statista.com/statistics/1221225/savings-per-capita-in-the-european-union-by-country/ (last visited May 07, 2025)
Household gross savings per capita in selected countries in the European Union (EU) from 2021 to 2022 (in euros per capita) [Graph], ECB, & Statista, May 11, 2023. [Online]. Available: https://www.statista.com/statistics/1221225/savings-per-capita-in-the-european-union-by-country/
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