In financial year 2024, public sector banks in India reported a total of over 725 billion Indian rupees in net non-performing assets (NPA). This was a decrease from 2.8 trillion Indian rupees in fiscal year 2019. Although public sector banks reported a decrease in gross NPA, the net NPA of private sector banks increased from nearly 295 billion rupees in fiscal year 2023 to more than 315 billion rupees in 2024.
Non-performing assets are also referred to as "bad assets". They consist for example of non-performing loans, which are unlikely to be repaid in full by the borrower. NPA pose a challenge to banks because they reduce the profitability as well as the liquidity of banks.
Net non-performing assets of scheduled commercial banks in India from financial year 2019 to 2024, by sector
(in billion Indian rupees)
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how Statista can support your business.
Reserve Bank of India. (December 24, 2024). Net non-performing assets of scheduled commercial banks in India from financial year 2019 to 2024, by sector (in billion Indian rupees) [Graph]. In Statista. Retrieved June 07, 2025, from https://www.statista.com/statistics/1222958/india-net-npa-of-banks-by-sector/
Reserve Bank of India. "Net non-performing assets of scheduled commercial banks in India from financial year 2019 to 2024, by sector (in billion Indian rupees)." Chart. December 24, 2024. Statista. Accessed June 07, 2025. https://www.statista.com/statistics/1222958/india-net-npa-of-banks-by-sector/
Reserve Bank of India. (2024). Net non-performing assets of scheduled commercial banks in India from financial year 2019 to 2024, by sector (in billion Indian rupees). Statista. Statista Inc.. Accessed: June 07, 2025. https://www.statista.com/statistics/1222958/india-net-npa-of-banks-by-sector/
Reserve Bank of India. "Net Non-performing Assets of Scheduled Commercial Banks in India from Financial Year 2019 to 2024, by Sector (in Billion Indian Rupees)." Statista, Statista Inc., 24 Dec 2024, https://www.statista.com/statistics/1222958/india-net-npa-of-banks-by-sector/
Reserve Bank of India, Net non-performing assets of scheduled commercial banks in India from financial year 2019 to 2024, by sector (in billion Indian rupees) Statista, https://www.statista.com/statistics/1222958/india-net-npa-of-banks-by-sector/ (last visited June 07, 2025)
Net non-performing assets of scheduled commercial banks in India from financial year 2019 to 2024, by sector (in billion Indian rupees) [Graph], Reserve Bank of India, December 24, 2024. [Online]. Available: https://www.statista.com/statistics/1222958/india-net-npa-of-banks-by-sector/
