In fiscal year 2024, the cost-to-income ratio (CIR) of the Export-Import Bank of Korea reached about 18 percent, making it the most cost-efficient bank among all domestic banks in South Korea. It was followed by Toss Bank with around 27 percent.
The cost-to-income ratio (CIR) measures the profitability and efficiency of a bank by putting operating costs in relation to operating income. The lower the cost-income ratio, the more profitable the bank.
Includes nationwide commercial banks, regional banks, digital banks, and specialized banks established by the government. Foreign bank branches were excluded.
1,000 South Korean won equals 0.72 U.S. dollars or 0.64 euros as of May 2025.
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Financial Supervisory Service. (May 12, 2025). Cost-to-income ratio (CIR) of banks in South Korea in 2024, by bank [Graph]. In Statista. Retrieved June 20, 2025, from https://www.statista.com/statistics/1241796/south-korea-cost-income-ratio-by-bank/
Financial Supervisory Service. "Cost-to-income ratio (CIR) of banks in South Korea in 2024, by bank." Chart. May 12, 2025. Statista. Accessed June 20, 2025. https://www.statista.com/statistics/1241796/south-korea-cost-income-ratio-by-bank/
Financial Supervisory Service. (2025). Cost-to-income ratio (CIR) of banks in South Korea in 2024, by bank. Statista. Statista Inc.. Accessed: June 20, 2025. https://www.statista.com/statistics/1241796/south-korea-cost-income-ratio-by-bank/
Financial Supervisory Service. "Cost-to-income Ratio (Cir) of Banks in South Korea in 2024, by Bank." Statista, Statista Inc., 12 May 2025, https://www.statista.com/statistics/1241796/south-korea-cost-income-ratio-by-bank/
Financial Supervisory Service, Cost-to-income ratio (CIR) of banks in South Korea in 2024, by bank Statista, https://www.statista.com/statistics/1241796/south-korea-cost-income-ratio-by-bank/ (last visited June 20, 2025)
Cost-to-income ratio (CIR) of banks in South Korea in 2024, by bank [Graph], Financial Supervisory Service, May 12, 2025. [Online]. Available: https://www.statista.com/statistics/1241796/south-korea-cost-income-ratio-by-bank/