In 2022, the capital adequacy ratio (CAR) of commercial banks in Kenya decreased to 19 percent, down from 19.5 percent in the preceding year. The shrinking indicated a slight decrease in the banking sector's ability to withstand a financial downturn. The CAR measures the ratio between capital volume and risk-weighted credit exposures. The higher the ratio, the more likely the banks will handle losses before being at risk of insolvency.
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Central Bank of Kenya. (May 15, 2023). Capital adequacy ratio (CAR) of commercial banks in Kenya from 2017 to 2022 [Graph]. In Statista. Retrieved June 20, 2025, from https://www.statista.com/statistics/1247020/capital-adequacy-ratio-of-commercial-banks-in-kenya/
Central Bank of Kenya. "Capital adequacy ratio (CAR) of commercial banks in Kenya from 2017 to 2022." Chart. May 15, 2023. Statista. Accessed June 20, 2025. https://www.statista.com/statistics/1247020/capital-adequacy-ratio-of-commercial-banks-in-kenya/
Central Bank of Kenya. (2023). Capital adequacy ratio (CAR) of commercial banks in Kenya from 2017 to 2022. Statista. Statista Inc.. Accessed: June 20, 2025. https://www.statista.com/statistics/1247020/capital-adequacy-ratio-of-commercial-banks-in-kenya/
Central Bank of Kenya. "Capital Adequacy Ratio (Car) of Commercial Banks in Kenya from 2017 to 2022." Statista, Statista Inc., 15 May 2023, https://www.statista.com/statistics/1247020/capital-adequacy-ratio-of-commercial-banks-in-kenya/
Central Bank of Kenya, Capital adequacy ratio (CAR) of commercial banks in Kenya from 2017 to 2022 Statista, https://www.statista.com/statistics/1247020/capital-adequacy-ratio-of-commercial-banks-in-kenya/ (last visited June 20, 2025)
Capital adequacy ratio (CAR) of commercial banks in Kenya from 2017 to 2022 [Graph], Central Bank of Kenya, May 15, 2023. [Online]. Available: https://www.statista.com/statistics/1247020/capital-adequacy-ratio-of-commercial-banks-in-kenya/
