Retention ratio of the total insurance market worldwide 2019-2022, by country

Published by Jennifer Rudden, Jun 26, 2025

In 2022, the OECD country with the highest reinsurance retention rate (combined life and non-life) was Finland, with **** percent. This means that **** percent of the premiums taken on by Finnish insurers were kept on their books, rather than being passed to reinsurers. By comparison, the OECD average is **** percent, while the United States and the United Kingdom reported retention ratios of **** and **** percent, respectively.

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Retention ratio of the total insurance market worldwide from 2019 to 2022, by country

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Release date

May 2024

Region

Worldwide

Survey time period

2019 to 2022

Special properties

Only OECD members are included.

Supplementary notes

The source did not provide recent information for Canada, Estonia or Ireland, so these countries have been excluded from this statistic.

Release date is the date the database was accessed.

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