Most used in-store (POS) payment methods in Belgium 2017-2024, with 2030 forecast

Published by
Raynor de Best,
Mar 25, 2025

The share of cash in Belgium's in-store payments continued to decline in 2024, as consumers increasingly used cards. Coins and paper money had half the market size in 2023 than they had in 2017, which can likely be attributed to the growing use of contactless card payments during Belgium's COVID-19 lockdowns. Note that Belgium's declining cash use and growing use of contactless is more significant than it may initially sound: Before the pandemic Belgium had one of the lowest contactless penetration rates in all of Europe.

Market share of cash, credit cards, and other payment methods at point of sale (POS) in Belgium from 2017 to 2024, with a forecast for 2030

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Sources

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Release date

March 2025

Region

Belgium

Survey time period

2017 to 2024

Special properties

* The source changed its categories in 2021 and 2024, see the "Details" tab for more information.

Supplementary notes

In 2022, the source stated it made two changes to the categories used in previous years. These include a combination of "credit cards" with "charge/deferred debit cards" and the split of BNPL from "POS financing" (which itself was added as a new category in 2020). The latter change was made to atone for the "growing importance of BNPL". This seems to have been reverted in 2023 - for the year 2022.

In 2024, the "debit card" and "prepaid card" categories were combined into a single category called "Debit and Prepaid Cards".

The figures have been taken from several publications. No figures were available for 2018 as the source did not release any reports that year.

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