Cash use in POS in the UAE declined at a fast pace, as the share of cash in 2021 was three times smaller than before COVID-19. Indeed, paper money and coins fell below are percentage of 20 percent of transaction value in physical stores that year, a figure that was much lower than the cash market share in Saudi Arabian POS. This change could be attributed to the growing use of credit card but also a growing number of users of domestic mobile wallets, such as national initiative klip.
Market share of cash, credit cards, and other payment methods at point of sale (POS) in the United Arab Emirates (UAE) from 2017 to 2024, with a forecast for 2030
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Market share of cash, credit cards, and other payment methods at point of sale (POS) in the United Arab Emirates (UAE) from 2017 to 2024, with a forecast for 2030
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* The source changed its categories in 2021 and 2024, see the "Details" tab for more information.
Supplementary notes
In 2022, the source stated it made two changes to the categories used in previous years. These include a combination of "credit cards" with "charge/deferred debit cards" and the split of BNPL from "POS financing" (which itself was added as a new category in 2020). The latter change was made to atone for the "growing importance of BNPL". This seems to have been reverted in 2023 - for the year 2022.
In 2024, the "debit card" and "prepaid card" categories were combined into a single category called "Debit and Prepaid Cards".
The figures have been taken from several publications. No figures were available for 2018 as the source did not release any reports that year.
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Worldpay. (March 7, 2025). Market share of cash, credit cards, and other payment methods at point of sale (POS) in the United Arab Emirates (UAE) from 2017 to 2024, with a forecast for 2030 [Graph]. In Statista. Retrieved May 05, 2025, from https://www.statista.com/statistics/1296920/preferred-payment-methods-uae/
Worldpay. "Market share of cash, credit cards, and other payment methods at point of sale (POS) in the United Arab Emirates (UAE) from 2017 to 2024, with a forecast for 2030." Chart. March 7, 2025. Statista. Accessed May 05, 2025. https://www.statista.com/statistics/1296920/preferred-payment-methods-uae/
Worldpay. (2025). Market share of cash, credit cards, and other payment methods at point of sale (POS) in the United Arab Emirates (UAE) from 2017 to 2024, with a forecast for 2030. Statista. Statista Inc.. Accessed: May 05, 2025. https://www.statista.com/statistics/1296920/preferred-payment-methods-uae/
Worldpay. "Market Share of Cash, Credit Cards, and Other Payment Methods at Point of Sale (Pos) in The United Arab Emirates (Uae) from 2017 to 2024, with a Forecast for 2030." Statista, Statista Inc., 7 Mar 2025, https://www.statista.com/statistics/1296920/preferred-payment-methods-uae/
Worldpay, Market share of cash, credit cards, and other payment methods at point of sale (POS) in the United Arab Emirates (UAE) from 2017 to 2024, with a forecast for 2030 Statista, https://www.statista.com/statistics/1296920/preferred-payment-methods-uae/ (last visited May 05, 2025)
Market share of cash, credit cards, and other payment methods at point of sale (POS) in the United Arab Emirates (UAE) from 2017 to 2024, with a forecast for 2030 [Graph], Worldpay, March 7, 2025. [Online]. Available: https://www.statista.com/statistics/1296920/preferred-payment-methods-uae/
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