Composition of loans to households in the EU 2024, by country

Published by
Fernando de Querol Cumbrera,
Jan 23, 2025

As of November 2024, mortgages made up most the loans provided to households in most countries of the European Union. In several Eastern European countries such as Bulgaria, Hungary and Romania, consumer lending also had a significant market share, amounting to over 40 percent. Meanwhile, in many Western and Northern European countries over 70 percent of loans to households were mortgages.

Composition of loans to households in the European Union as of November 2024, by country

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Release date

January 2025

Region

Austria, Belgium, Bulgaria, Europe, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, EU

Survey time period

November 2024

Special properties

Distribution of loans as a share of all lending to households.

Supplementary notes

Figures calculated by Statista using the outstanding value of loans of Euro Area countries and non-Euro area countries published by the European Central Bank.

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Statistics on " Household debt and loans in Europe "

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Overview

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Mortgages

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Consumer loans

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Household debt and loans in EuropeMedical debt in the U.S.Personal debt in the U.S.Loan providers worldwideConsumer lending in the UK
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