The number of users in the 'Digital Payments' segment of the fintech market in Ghana was forecast to continuously increase between 2024 and 2028 by in total 4.3 million users (+13.4 percent). After the ninth consecutive increasing year, the indicator is estimated to reach 16.6 million users and therefore a new peak in 2028. Notably, the number of users of the 'Digital Payments' segment of the fintech market was continuously increasing over the past years.
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Number of consumers making digital payments in Ghana in 2019 and 2028
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Data provided by Statista Market Insights are estimates.
Definition:
The Digital Payments market segement is led by consumer transactions and includes payments for products and services which are made over the Internet as well as mobile payments at point of sale (POS) via smartphone applications and cross-border money transfers made over the internet (digital remittances). Transaction value equals money transfers out of the selected region.
Structure:
The three markets in Digital Payments include Digital Commerce, Mobile PoS payments, and Digital Remittances.
Additional Information:
The market comprises transaction values, average transaction value per user, users and user penetration rates. Transaction values in the Digital Payments market segment refers to consumer transactions made via the Internet or mobile wallets.
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DataReportal, & Hootsuite, & We Are Social. (March 3, 2025). Number of consumers making digital payments in Ghana in 2019 and 2028 (in millions) [Graph]. In Statista. Retrieved May 10, 2025, from https://www.statista.com/statistics/1342953/number-of-people-making-digital-payments-in-ghana/
DataReportal, und Hootsuite, und We Are Social. "Number of consumers making digital payments in Ghana in 2019 and 2028 (in millions)." Chart. March 3, 2025. Statista. Accessed May 10, 2025. https://www.statista.com/statistics/1342953/number-of-people-making-digital-payments-in-ghana/
DataReportal, Hootsuite, We Are Social. (2025). Number of consumers making digital payments in Ghana in 2019 and 2028 (in millions). Statista. Statista Inc.. Accessed: May 10, 2025. https://www.statista.com/statistics/1342953/number-of-people-making-digital-payments-in-ghana/
DataReportal, and Hootsuite, and We Are Social. "Number of Consumers Making Digital Payments in Ghana in 2019 and 2028 (in Millions)." Statista, Statista Inc., 3 Mar 2025, https://www.statista.com/statistics/1342953/number-of-people-making-digital-payments-in-ghana/
DataReportal & Hootsuite & We Are Social, Number of consumers making digital payments in Ghana in 2019 and 2028 (in millions) Statista, https://www.statista.com/statistics/1342953/number-of-people-making-digital-payments-in-ghana/ (last visited May 10, 2025)
Number of consumers making digital payments in Ghana in 2019 and 2028 (in millions) [Graph], DataReportal, & Hootsuite, & We Are Social, March 3, 2025. [Online]. Available: https://www.statista.com/statistics/1342953/number-of-people-making-digital-payments-in-ghana/
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