Top retail loan type India 2023, by volume

Published by Sandhya Keelery, Jul 2, 2025

As of June 2023, personal loans dominated the retail loans market in India by the count of active loans, with a share of **** percent. The segment was followed by credit card with around **** percent. Auto loans ranked the lowest in terms of volume. Retail loans are loans given to individual consumers for various reasons such as purchase of property, vehicles, consumer durables, funding education etc.

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Leading retail loan type in India in the financial year as of June 2023, by volume

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Release date

January 2024

Region

India

Survey time period

as of June 2023

Supplementary notes

*Cards in circulation

India's financial year begins in April and ends in March. For example, FY 2022 started in April 2021 and ended in March 2022.

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