Portfolio outstanding of personal loans India FY 2020-2024

Published by Sandhya Keelery, Feb 24, 2025

In the financial year 2024, the portfolio outstanding or the value of personal loans in India was around 14 trillion, an increase from last year. The value of personal loans outstanding has continuously increased since the financial year 2020.

Portfolio outstanding of personal loans in India from financial year 2020 to 2024 (in trillion Indian rupees)

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Release date

September 2024

Region

India

Survey time period

FY 2020 to FY 2024

Supplementary notes

Portfolio outstanding or value refers to the current outstanding balance of the loan account.

India's financial year begins in April and ends in March. For example, FY 2024 started in April 2023 and ended in March 2024. 

One Indian rupee is equal to 0.011 euros and 0.012 U.S. dollars (as of February 2025).

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