A survey conducted in April 2022 revealed that over half of first home buyers in Australia intend to spend over ** percent of their household income on mortgage repayments. Only ** percent intended to put less than ** percent of their household income towards repaying their home loans.
sample includes 372 participants who purchased their first home in the previous 12 months and 629 participants who intended to purchase a home in the next 12 months
Supplementary notes
Original survey question: How much of your household income goes/will go towards your mortgage repayments?
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finder.com. (August 18, 2022). Share of household income put towards mortgage repayments by first-time home buyers in Australia in 2022 [Graph]. In Statista. Retrieved July 15, 2025, from https://www.statista.com/statistics/1357902/australia-share-of-first-home-buyers-income-put-towards-mortgage-repayments/
finder.com. "Share of household income put towards mortgage repayments by first-time home buyers in Australia in 2022." Chart. August 18, 2022. Statista. Accessed July 15, 2025. https://www.statista.com/statistics/1357902/australia-share-of-first-home-buyers-income-put-towards-mortgage-repayments/
finder.com. (2022). Share of household income put towards mortgage repayments by first-time home buyers in Australia in 2022. Statista. Statista Inc.. Accessed: July 15, 2025. https://www.statista.com/statistics/1357902/australia-share-of-first-home-buyers-income-put-towards-mortgage-repayments/
finder.com. "Share of Household Income Put towards Mortgage Repayments by First-time Home Buyers in Australia in 2022." Statista, Statista Inc., 18 Aug 2022, https://www.statista.com/statistics/1357902/australia-share-of-first-home-buyers-income-put-towards-mortgage-repayments/
finder.com, Share of household income put towards mortgage repayments by first-time home buyers in Australia in 2022 Statista, https://www.statista.com/statistics/1357902/australia-share-of-first-home-buyers-income-put-towards-mortgage-repayments/ (last visited July 15, 2025)
Share of household income put towards mortgage repayments by first-time home buyers in Australia in 2022 [Graph], finder.com, August 18, 2022. [Online]. Available: https://www.statista.com/statistics/1357902/australia-share-of-first-home-buyers-income-put-towards-mortgage-repayments/
