As at November 2024, the average fixed interest rate for a 1-year standard owner-occupier residential mortgage in Australia was **** percent. In comparison, the average fixed rate for a 5-year standard mortgage was **** percent.
Based on owner-occupier loans available for 600,000 AUD, 80% LVR and interest-only payments. Excludes first home buyer only and introductory home loans; except for minimum variable rates which include introductory loans.
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Canstar Blue. (January 20, 2025). Average fixed interest rate for standard residential owner occupier mortgages in Australia as at November 2024, by mortgage term [Graph]. In Statista. Retrieved July 14, 2025, from https://www.statista.com/statistics/1412378/australia-average-fixed-standard-owner-occupier-mortgage-interest-rate-by-mortgage-term/
Canstar Blue. "Average fixed interest rate for standard residential owner occupier mortgages in Australia as at November 2024, by mortgage term." Chart. January 20, 2025. Statista. Accessed July 14, 2025. https://www.statista.com/statistics/1412378/australia-average-fixed-standard-owner-occupier-mortgage-interest-rate-by-mortgage-term/
Canstar Blue. (2025). Average fixed interest rate for standard residential owner occupier mortgages in Australia as at November 2024, by mortgage term. Statista. Statista Inc.. Accessed: July 14, 2025. https://www.statista.com/statistics/1412378/australia-average-fixed-standard-owner-occupier-mortgage-interest-rate-by-mortgage-term/
Canstar Blue. "Average Fixed Interest Rate for Standard Residential Owner Occupier Mortgages in Australia as at November 2024, by Mortgage Term." Statista, Statista Inc., 20 Jan 2025, https://www.statista.com/statistics/1412378/australia-average-fixed-standard-owner-occupier-mortgage-interest-rate-by-mortgage-term/
Canstar Blue, Average fixed interest rate for standard residential owner occupier mortgages in Australia as at November 2024, by mortgage term Statista, https://www.statista.com/statistics/1412378/australia-average-fixed-standard-owner-occupier-mortgage-interest-rate-by-mortgage-term/ (last visited July 14, 2025)
Average fixed interest rate for standard residential owner occupier mortgages in Australia as at November 2024, by mortgage term [Graph], Canstar Blue, January 20, 2025. [Online]. Available: https://www.statista.com/statistics/1412378/australia-average-fixed-standard-owner-occupier-mortgage-interest-rate-by-mortgage-term/
