The cost-to-income ratio of the banking industry in France fluctuated significantly between 2014 and 2024. In the third quarter of 2024, it was 67.36 percent, which was higher than the values observed in 2021 and 2022. This indicates that the cost of running operations became higher, therefore the profitability of the industry shrank in the last couple of years.
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Cost-to-income ratio of the banking industry in France from 4th quarter 2014 to 3rd quarter 2024
Characteristic
Cost-to-income ratio
Q3 2024
67.36%
Q2 2024
67.83%
Q1 2024
70.32%
Q4 2023
69.48%
Q3 2023
67.48%
Q2 2023
67.51%
Q1 2023
68.94%
Q4 2022
65.85%
Q3 2022
64.49%
Q2 2022
63.79%
Q1 2022
64.86%
Q4 2021
65.46%
Q3 2021
64.85%
Q2 2021
64.92%
Q1 2021
67.88%
Q4 2020
70.41%
Q3 2020
71.1%
Q2 2020
73.41%
Q1 2020
85.87%
Q4 2019
72.28%
Q3 2019
72.66%
Q2 2019
73.51%
Q1 2019
78.79%
Q4 2018
74.07%
Q3 2018
72.48%
Q2 2018
73.74%
Q1 2018
76.15%
Q4 2017
71.56%
Q3 2017
71.7%
Q2 2017
71.61%
Q1 2017
72.47%
Q4 2016
69.34%
Q3 2016
69.12%
Q2 2016
69.02%
Q1 2016
76.16%
Q4 2015
68.13%
Q3 2015
67.12%
Q2 2015
67.06%
Q1 2015
70.93%
Q4 2014
69.57%
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Data refers to domestic banking groups and stand alone banks, foreign (EU and non-EU) controlled subsidiaries and foreign (EU and non-EU) controlled branches.
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ECB. (February 7, 2025). Cost-to-income ratio of the banking industry in France from 4th quarter 2014 to 3rd quarter 2024 [Graph]. In Statista. Retrieved June 27, 2025, from https://www.statista.com/statistics/1428397/france-cost-to-income-ratio-banking-industry-quarterly/
ECB. "Cost-to-income ratio of the banking industry in France from 4th quarter 2014 to 3rd quarter 2024." Chart. February 7, 2025. Statista. Accessed June 27, 2025. https://www.statista.com/statistics/1428397/france-cost-to-income-ratio-banking-industry-quarterly/
ECB. (2025). Cost-to-income ratio of the banking industry in France from 4th quarter 2014 to 3rd quarter 2024. Statista. Statista Inc.. Accessed: June 27, 2025. https://www.statista.com/statistics/1428397/france-cost-to-income-ratio-banking-industry-quarterly/
ECB. "Cost-to-income Ratio of The Banking Industry in France from 4th Quarter 2014 to 3rd Quarter 2024." Statista, Statista Inc., 7 Feb 2025, https://www.statista.com/statistics/1428397/france-cost-to-income-ratio-banking-industry-quarterly/
ECB, Cost-to-income ratio of the banking industry in France from 4th quarter 2014 to 3rd quarter 2024 Statista, https://www.statista.com/statistics/1428397/france-cost-to-income-ratio-banking-industry-quarterly/ (last visited June 27, 2025)
Cost-to-income ratio of the banking industry in France from 4th quarter 2014 to 3rd quarter 2024 [Graph], ECB, February 7, 2025. [Online]. Available: https://www.statista.com/statistics/1428397/france-cost-to-income-ratio-banking-industry-quarterly/
