In July 2025, the median interest rate of fixed rate housing loans for a selected period of five years provided by city banks in Japan stood at **** percent. City banks are among the largest banks in Japan.
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Housing Finance Promotion Association. (July 11, 2025). Median interest rate on five-year fixed rate housing loans in Japan from January 2019 to July 2025 [Graph]. In Statista. Retrieved July 15, 2025, from https://www.statista.com/statistics/1428679/japan-monthly-five-year-fixed-home-loan-interest-rate/
Housing Finance Promotion Association. "Median interest rate on five-year fixed rate housing loans in Japan from January 2019 to July 2025." Chart. July 11, 2025. Statista. Accessed July 15, 2025. https://www.statista.com/statistics/1428679/japan-monthly-five-year-fixed-home-loan-interest-rate/
Housing Finance Promotion Association. (2025). Median interest rate on five-year fixed rate housing loans in Japan from January 2019 to July 2025. Statista. Statista Inc.. Accessed: July 15, 2025. https://www.statista.com/statistics/1428679/japan-monthly-five-year-fixed-home-loan-interest-rate/
Housing Finance Promotion Association. "Median Interest Rate on Five-year Fixed Rate Housing Loans in Japan from January 2019 to July 2025." Statista, Statista Inc., 11 Jul 2025, https://www.statista.com/statistics/1428679/japan-monthly-five-year-fixed-home-loan-interest-rate/
Housing Finance Promotion Association, Median interest rate on five-year fixed rate housing loans in Japan from January 2019 to July 2025 Statista, https://www.statista.com/statistics/1428679/japan-monthly-five-year-fixed-home-loan-interest-rate/ (last visited July 15, 2025)
Median interest rate on five-year fixed rate housing loans in Japan from January 2019 to July 2025 [Graph], Housing Finance Promotion Association, July 11, 2025. [Online]. Available: https://www.statista.com/statistics/1428679/japan-monthly-five-year-fixed-home-loan-interest-rate/