Monthly short-term prime lending rate in Japan 2019-2025

Published by Statista Research Department, Apr 16, 2025

In April 2025, the short-term prime lending rate in Japan was about 1.88 percent per annum. The prime lending rate is the most frequent interest rate charged by the majority of city banks (Mizuho Bank, MUFG Bank, Sumitomo Mitsui Banking Corporation, Resona Bank, and Saitama Resona Bank) on short-term loans to the most creditworthy clients. It serves as the benchmark for variable housing loans rates.

Short-term prime lending rate in Japan from January 2019 to April 2025

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Release date

April 2025

Region

Japan

Survey time period

January 2019 to April 2025

Special properties

as of the end of each month*; values have been rounded

Supplementary notes

*As of April 10.

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