In 2024, ** percent of respondents reported using cash for payments in stationary retail stores, confirming that cash remains the most popular payment method in Germany. While cash usage has declined significantly compared to card or digital payments in other parts of Northern Europe, such as the Netherlands and Scandinavia, Germany still ranks among the top ten cash-preferring countries globally. However, debit card payments are also widely adopted, with ** percent of respondents using them. In contrast, only about ** percent indicated that they utilize mobile payment options via smartphones or smartwatches.
This question was asked in the survey with the following wording: “Which of the following options do you use at least occasionally to pay in stationary retail - for example in a store, in a restaurant or for a public transport ticket at a vending machine?”
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S-Payment GmbH. (May 31, 2024). Which of the following options do you use to pay in retail stores? [Graph]. In Statista. Retrieved July 11, 2025, from https://www.statista.com/statistics/1541490/use-payment-methods-retail-germany/
S-Payment GmbH. "Which of the following options do you use to pay in retail stores?." Chart. May 31, 2024. Statista. Accessed July 11, 2025. https://www.statista.com/statistics/1541490/use-payment-methods-retail-germany/
S-Payment GmbH. (2024). Which of the following options do you use to pay in retail stores?. Statista. Statista Inc.. Accessed: July 11, 2025. https://www.statista.com/statistics/1541490/use-payment-methods-retail-germany/
S-Payment GmbH. "Which of The following Options Do You Use to Pay in Retail Stores?." Statista, Statista Inc., 31 May 2024, https://www.statista.com/statistics/1541490/use-payment-methods-retail-germany/
S-Payment GmbH, Which of the following options do you use to pay in retail stores? Statista, https://www.statista.com/statistics/1541490/use-payment-methods-retail-germany/ (last visited July 11, 2025)
Which of the following options do you use to pay in retail stores? [Graph], S-Payment GmbH, May 31, 2024. [Online]. Available: https://www.statista.com/statistics/1541490/use-payment-methods-retail-germany/
