In a survey conducted among non-mortgage holders in New Zealand in July 2024, around 55 percent of respondents stated that the primary barrier to them climbing the property ladder was not having a large enough deposit to purchase a property. Financial capacity was also a key challenge, with around 37 percent of those surveyed citing not being able to meet loan repayments as a concern.
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Leading barriers to accessing the property ladder in New Zealand as of July 2024
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Finance and Mortgage Advisors Association New Zealand. (October 14, 2024). Leading barriers to accessing the property ladder in New Zealand as of July 2024 [Graph]. In Statista. Retrieved July 05, 2025, from https://www.statista.com/statistics/1552935/new-zealand-top-barriers-to-buying-a-property/
Finance and Mortgage Advisors Association New Zealand. "Leading barriers to accessing the property ladder in New Zealand as of July 2024." Chart. October 14, 2024. Statista. Accessed July 05, 2025. https://www.statista.com/statistics/1552935/new-zealand-top-barriers-to-buying-a-property/
Finance and Mortgage Advisors Association New Zealand. (2024). Leading barriers to accessing the property ladder in New Zealand as of July 2024. Statista. Statista Inc.. Accessed: July 05, 2025. https://www.statista.com/statistics/1552935/new-zealand-top-barriers-to-buying-a-property/
Finance and Mortgage Advisors Association New Zealand. "Leading Barriers to Accessing The Property Ladder in New Zealand as of July 2024." Statista, Statista Inc., 14 Oct 2024, https://www.statista.com/statistics/1552935/new-zealand-top-barriers-to-buying-a-property/
Finance and Mortgage Advisors Association New Zealand, Leading barriers to accessing the property ladder in New Zealand as of July 2024 Statista, https://www.statista.com/statistics/1552935/new-zealand-top-barriers-to-buying-a-property/ (last visited July 05, 2025)
Leading barriers to accessing the property ladder in New Zealand as of July 2024 [Graph], Finance and Mortgage Advisors Association New Zealand, October 14, 2024. [Online]. Available: https://www.statista.com/statistics/1552935/new-zealand-top-barriers-to-buying-a-property/
