Individual housing loan NPL ratio of leading banks in China 2023

Published by
Daniel Slotta
,
Feb 13, 2025

In 2023, the average ratio of nonperforming individual housing loans among leading Chinese banking institutions was 0.45 percent. Compared to corporate real estate loans, individuals had a better asset quality. Furthermore, a weakening economy and a turbulent housing market decreased the demand for mortgages overall. 

Leading Chinese banks in 2023, based on non-performing individual housing loans

CharacteristicNPL ratio
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Statistic: Leading Chinese banks in 2023, based on non-performing individual housing loans

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Release date

December 2024

Region

Asia, China

Survey time period

2023

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