Individual housing loan NPL ratio of leading banks in China 2023

Published by
Daniel Slotta,
Feb 13, 2025

In 2023, the average ratio of nonperforming individual housing loans among leading Chinese banking institutions was 0.45 percent. Compared to corporate real estate loans, individuals had a better asset quality. Furthermore, a weakening economy and a turbulent housing market decreased the demand for mortgages overall. 

Leading Chinese banks in 2023, based on non-performing individual housing loans

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Release date

December 2024

Region

Asia, China

Survey time period

2023

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