Annual key figures on credit card payments in the UK, with forecasts up to 2028

Published by
Raynor de Best,
May 20, 2025

The average value of a credit card transaction in the United Kingdom is predicted to slightly decrease between 2023 and 2028, by over two USD. This is according to one of several forecasts made by Statista covering the credit card market in the United Kingdom. The European country is one of the most mature countries in the world when it comes to credit card penetration. This is reflected in the value of credit card payments, making up over eight percent of the country's GDP.

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Credit card payments trends overview for the United Kingdom from 2018 to 2023, with forecasts from 2024 to 2028

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Release date

March 2025

Region

United Kingdom

Survey time period

March 2025

Supplementary notes

All figures have been gathered and calculated by Statista, based on information from various sources. These include:

Historical figures were then used in a forecast, with the projection following a linear trend. Note that countries tend to have difficulties in tracking credit cards, which can sometimes lead to changes in historical figures as countries adapt their definition. This may mean that credit card forecasts might be more drastic when compared to debit cards, especially for European countries.

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Statistics on " Digital payment types in the United Kingdom (UK) "

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Other statistics that may interest you Digital payment types in the United Kingdom (UK)

Market share

6

Penetration

8

Biggest brands

7

Users

6

Transaction value

8

Number of transactions

7

Miscellaneous

7

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Topics

Digital payments landscape in the UKMobile payments with digital walletsE-commerce in the United Kingdom (UK)Fintech in EuropeCrypto payments
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