The average credit card purchase value in the United Kingdom was over ** British pounds as of April 2025. This was slightly lower than in the same month of the previous year and lower than in January 2023, when it reached an all-time high, with each individual credit card transaction averaging **** British pounds. This contrasted with April 2020, when coronavirus measures caused the average credit card value to decline.
Seasonally adjusted; UK and overseas issued cards; All figures have been gathered and calculated by Statista. No numbers were provided for November 2017
Supplementary notes
Unlike many other countries, payment card data does not come from the central bank but from a nationwide branch organization. The data provided changed significantly in 2017, when two providers merged and introduced changes to the series.
The source states that data from January 2019 onwards covers roughly 97 percent of the credit card market in the United Kingdom.
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UK Cards Association, & British Bankers’ Association, & Statista, & UK Finance. (July 17, 2025). Average purchase value on credit cards in the United Kingdom (UK) from October 2016 to April 2025 (in GBP) [Graph]. In Statista. Retrieved July 27, 2025, from https://www.statista.com/statistics/283026/average-credit-card-spend-united-kingdom-uk-monthly/
UK Cards Association, und British Bankers’ Association, und Statista, und UK Finance. "Average purchase value on credit cards in the United Kingdom (UK) from October 2016 to April 2025 (in GBP)." Chart. July 17, 2025. Statista. Accessed July 27, 2025. https://www.statista.com/statistics/283026/average-credit-card-spend-united-kingdom-uk-monthly/
UK Cards Association, British Bankers’ Association, Statista, UK Finance. (2025). Average purchase value on credit cards in the United Kingdom (UK) from October 2016 to April 2025 (in GBP). Statista. Statista Inc.. Accessed: July 27, 2025. https://www.statista.com/statistics/283026/average-credit-card-spend-united-kingdom-uk-monthly/
UK Cards Association, and British Bankers’ Association, and Statista, and UK Finance. "Average Purchase Value on Credit Cards in The United Kingdom (Uk) from October 2016 to April 2025 (in Gbp)." Statista, Statista Inc., 17 Jul 2025, https://www.statista.com/statistics/283026/average-credit-card-spend-united-kingdom-uk-monthly/
UK Cards Association & British Bankers’ Association & Statista & UK Finance, Average purchase value on credit cards in the United Kingdom (UK) from October 2016 to April 2025 (in GBP) Statista, https://www.statista.com/statistics/283026/average-credit-card-spend-united-kingdom-uk-monthly/ (last visited July 27, 2025)
Average purchase value on credit cards in the United Kingdom (UK) from October 2016 to April 2025 (in GBP) [Graph], UK Cards Association, & British Bankers’ Association, & Statista, & UK Finance, July 17, 2025. [Online]. Available: https://www.statista.com/statistics/283026/average-credit-card-spend-united-kingdom-uk-monthly/
