The average credit card purchase value in the United Kingdom was less than 60 British pounds as of November 2024. This was slightly lower than in the same month of the previous year and also lower than in January 2023, when it reached an all-time high, with each individual credit card transaction averaging 63 British pounds. This contrasted with April 2020, when coronavirus measures caused the average credit card value to decline.
Seasonally adjusted; UK and overseas issued cards; All figures have been gathered and calculated by Statista. No numbers were provided for November 2017
Supplementary notes
Unlike many other countries, payment card data does not come from the central bank but from a nationwide branch organization. The data provided changed significantly in 2017, when two providers merged and introduced changes to the series.
The source states that data from January 2019 onwards covers roughly 97 percent of the credit card market in the United Kingdom.
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UK Cards Association, & British Bankers’ Association, & Statista, & UK Finance. (February 18, 2025). Average purchase value on credit cards in the United Kingdom (UK) from October 2016 to November 2024 (in GBP) [Graph]. In Statista. Retrieved June 06, 2025, from https://www.statista.com/statistics/283026/average-credit-card-spend-united-kingdom-uk-monthly/
UK Cards Association, und British Bankers’ Association, und Statista, und UK Finance. "Average purchase value on credit cards in the United Kingdom (UK) from October 2016 to November 2024 (in GBP)." Chart. February 18, 2025. Statista. Accessed June 06, 2025. https://www.statista.com/statistics/283026/average-credit-card-spend-united-kingdom-uk-monthly/
UK Cards Association, British Bankers’ Association, Statista, UK Finance. (2025). Average purchase value on credit cards in the United Kingdom (UK) from October 2016 to November 2024 (in GBP). Statista. Statista Inc.. Accessed: June 06, 2025. https://www.statista.com/statistics/283026/average-credit-card-spend-united-kingdom-uk-monthly/
UK Cards Association, and British Bankers’ Association, and Statista, and UK Finance. "Average Purchase Value on Credit Cards in The United Kingdom (Uk) from October 2016 to November 2024 (in Gbp)." Statista, Statista Inc., 18 Feb 2025, https://www.statista.com/statistics/283026/average-credit-card-spend-united-kingdom-uk-monthly/
UK Cards Association & British Bankers’ Association & Statista & UK Finance, Average purchase value on credit cards in the United Kingdom (UK) from October 2016 to November 2024 (in GBP) Statista, https://www.statista.com/statistics/283026/average-credit-card-spend-united-kingdom-uk-monthly/ (last visited June 06, 2025)
Average purchase value on credit cards in the United Kingdom (UK) from October 2016 to November 2024 (in GBP) [Graph], UK Cards Association, & British Bankers’ Association, & Statista, & UK Finance, February 18, 2025. [Online]. Available: https://www.statista.com/statistics/283026/average-credit-card-spend-united-kingdom-uk-monthly/
