
Distribution of digital payments worldwide 2023, by region and payment type
The adoption of new payment methods varied significantly across the world in 2023, especially when it came to real-time (or instant) payments. This is according to a calculation from Capgemini, using external data on the value of transactions made using specific types of cashless payment methods across the world. The source focuses heavily on instant payments. It observes that Asia-Pacific and Latin America uses these payments much more often than Europe or North America. Indeed, the biggest countries in real-time payments are not from Europe or North America.