In 2023, the average total annual premium for employer-sponsored insurance (ESI) amounted to 23,938 U.S. dollars, while the employee's contribution was on average 6,889 U.S. dollars, while the employer made up the rest of the difference. However, the total annual premium for ESI ranged widely, from 20.5 thousand U.S. dollars in Arkansas to nearly 26 thousand U.S. dollars in New Jersey the same year. This statistic shows the average annual premiums for employer-sponsored family health insurance plans in the United States, by state, in 2023.
Average annual premiums for employer-sponsored family health insurance plans in the 2023, by U.S. state
Characteristic
Average annual premium in U.S. dollars
New Jersey
26,870
Massachusetts
26,355
New York
26,355
New Hampshire
25,983
Alaska
25,876
District of Columbia
25,793
Vermont
25,588
Connecticut
25,529
Minnesota
25,212
Maine
25,207
Wyoming
24,984
West Virginia
24,774
Georgia
24,360
Created with Highcharts 7.2.2Average annual premium in U.S. dollars26,87026,87026,35526,35526,35526,35525,98325,98325,87625,87625,79325,79325,58825,58825,52925,52925,21225,21225,20725,20724,98424,98424,77424,77424,36024,36024,35524,35524,29024,29024,25124,25124,20724,20724,10324,10324,00024,00023,98023,98023,97623,97623,94523,94523,94323,94323,93823,93823,89523,89523,88723,88723,75823,75823,74723,74723,59723,59723,55323,55323,41223,41223,38723,38723,32523,32523,27123,27123,15223,15223,01823,01822,96522,96522,82522,82522,79622,79622,77122,77122,71822,71822,65022,65022,49922,49922,36722,36722,04922,04922,03522,03521,95621,95621,93921,93921,91321,91321,10221,10220,73020,73020,56220,562New JerseyMassachusettsNew YorkNew HampshireAlaskaDistrict of ColumbiaVermontConnecticutMinnesotaMaineWyomingWest VirginiaGeorgiaWashingtonIllinoisVirginiaNew MexicoSouth DakotaPennsylvaniaColoradoTexasMarylandCaliforniaUnited StatesOhioNebraskaArizonaWisconsinFloridaKentuckyRhode IslandMissouriLouisianaTennesseeIowaKansasIndianaNorth DakotaOregonMontanaMichiganNorth CarolinaUtahIdahoDelawareSouth CarolinaNevadaMississippiOklahomaAlabamaHawaiiArkansas
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Note: Release date represents the date figures were accessed. Premiums are for insurance policies offered by private-sector employers in the United States.
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Kaiser Family Foundation. (December 11, 2024). Average annual premiums for employer-sponsored family health insurance plans in the 2023, by U.S. state [Graph]. In Statista. Retrieved May 09, 2025, from https://www.statista.com/statistics/632151/premiums-for-employer-sponsored-health-insurance-in-us-by-state/
Kaiser Family Foundation. "Average annual premiums for employer-sponsored family health insurance plans in the 2023, by U.S. state ." Chart. December 11, 2024. Statista. Accessed May 09, 2025. https://www.statista.com/statistics/632151/premiums-for-employer-sponsored-health-insurance-in-us-by-state/
Kaiser Family Foundation. (2024). Average annual premiums for employer-sponsored family health insurance plans in the 2023, by U.S. state . Statista. Statista Inc.. Accessed: May 09, 2025. https://www.statista.com/statistics/632151/premiums-for-employer-sponsored-health-insurance-in-us-by-state/
Kaiser Family Foundation. "Average Annual Premiums for Employer-sponsored Family Health Insurance Plans in The 2023, by U.S. State ." Statista, Statista Inc., 11 Dec 2024, https://www.statista.com/statistics/632151/premiums-for-employer-sponsored-health-insurance-in-us-by-state/
Kaiser Family Foundation, Average annual premiums for employer-sponsored family health insurance plans in the 2023, by U.S. state Statista, https://www.statista.com/statistics/632151/premiums-for-employer-sponsored-health-insurance-in-us-by-state/ (last visited May 09, 2025)
Average annual premiums for employer-sponsored family health insurance plans in the 2023, by U.S. state [Graph], Kaiser Family Foundation, December 11, 2024. [Online]. Available: https://www.statista.com/statistics/632151/premiums-for-employer-sponsored-health-insurance-in-us-by-state/
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