This statistic shows the results of a survey question concerning the use of credit line, bank overdraft or credit overdraft of SMEs in the past six months in the Netherlands in 2020. In 2020, approximately 51 percent of the Dutch respondents answered the mentioned ways of debt financing were not relevant to their enterprise. Factoring is another form of corporate finance and less common in the Netherlands then, for example, Belgium. In 2016, the total market volume of online alternative finance platforms in Belgium reached a value of approximately 51.5 million euros.
Use of credit line, bank overdraft or credit overdraft of SMEs in the past six months in the Netherlands in 2020
Characteristic
Share of respondents
Do not know/not applicable
1%
Not relevant to enterprise
51%
Did not use in the past six months
18%
Used in the past six months
29%
0%10%20%30%40%50%60%
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This question was phrased by the source as follows: "Credit line, bank overdraft or credit overdraft - Are the following sources of financing relevant to your enterprise, that is, have you used them in the past or considered using them in the future? Have you obtained trade credit from your business partners in the past six months?"
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European Commission, & ECB. (December 1, 2020). Use of credit line, bank overdraft or credit overdraft of SMEs in the past six months in the Netherlands in 2020 [Graph]. In Statista. Retrieved May 02, 2025, from https://www.statista.com/statistics/674085/use-of-credit-line-bank-overdraft-or-credit-overdraft-of-smes-in-the-netherlands/
European Commission, und ECB. "Use of credit line, bank overdraft or credit overdraft of SMEs in the past six months in the Netherlands in 2020." Chart. December 1, 2020. Statista. Accessed May 02, 2025. https://www.statista.com/statistics/674085/use-of-credit-line-bank-overdraft-or-credit-overdraft-of-smes-in-the-netherlands/
European Commission, ECB. (2020). Use of credit line, bank overdraft or credit overdraft of SMEs in the past six months in the Netherlands in 2020. Statista. Statista Inc.. Accessed: May 02, 2025. https://www.statista.com/statistics/674085/use-of-credit-line-bank-overdraft-or-credit-overdraft-of-smes-in-the-netherlands/
European Commission, and ECB. "Use of Credit Line, Bank Overdraft or Credit Overdraft of Smes in The past Six Months in The Netherlands in 2020." Statista, Statista Inc., 1 Dec 2020, https://www.statista.com/statistics/674085/use-of-credit-line-bank-overdraft-or-credit-overdraft-of-smes-in-the-netherlands/
European Commission & ECB, Use of credit line, bank overdraft or credit overdraft of SMEs in the past six months in the Netherlands in 2020 Statista, https://www.statista.com/statistics/674085/use-of-credit-line-bank-overdraft-or-credit-overdraft-of-smes-in-the-netherlands/ (last visited May 02, 2025)
Use of credit line, bank overdraft or credit overdraft of SMEs in the past six months in the Netherlands in 2020 [Graph], European Commission, & ECB, December 1, 2020. [Online]. Available: https://www.statista.com/statistics/674085/use-of-credit-line-bank-overdraft-or-credit-overdraft-of-smes-in-the-netherlands/
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