Klarna’s operating revenue increased by almost *** million Swedish kronor between Q2 2023 and Q3 2022, continuing its recovery from late 2022. Klarna, officially called Klarna Bank AB, is mainly known for its digital payment solutions — especially Buy Now, Pay Later (BNPL). While the revenues were increasing in Swedish currency, the company did become less profitable as time passed.
Online payment in Sweden
Klarna was one of several online payment services that saw its use increase over the years. The Local online payment solution Swish was used by a constantly growing share of respondents from 2014 to 2019. Swish was the leading online payment service in the country since 2015 and has been followed by Klarna. PayPal, otherwise largely accepted globally, was used by only *** out of three Swedish respondents in 2019.
FinTech funding
With the technological development, the use of smartphones for banking, investing and borrowing services has increased and more and more FinTech companies have been founded. Most of the Fintech companies with a large amount of funding in the Nordic region were Swedish, as of ********. Klarna topped the ranking with close to *** million euros funding, followed by iZettle and Bima Mobile – Milvik.
From Q1 2025 onwards, Klarna reports "revenue" in favor of "net operating income" - likely due to its (delayed) IPO. This is different from past figures, where Klarna mostly reported net operating income to match IFRS standards. Those past figures have been calculated by Statista, as the source did not report separate figures for each quarter.
Supplementary notes
The source only reports "net operating income" or "net operating revenue", and generally does this in Swedish krona (SEK).
Numbers are as of the end of the reported period. The source reports figured on a "year to date (YTD)" basis, something this statistic does not do.
The figures have been taken from several publications.
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Statista, & Klarna. (May 20, 2025). Net operating revenue of Klarna Bank AB from 2011 to 1st quarter of 2025 [Graph]. In Statista. Retrieved June 19, 2025, from https://www.statista.com/statistics/865704/klarna-bank-operating-revenue/
Statista, und Klarna. "Net operating revenue of Klarna Bank AB from 2011 to 1st quarter of 2025." Chart. May 20, 2025. Statista. Accessed June 19, 2025. https://www.statista.com/statistics/865704/klarna-bank-operating-revenue/
Statista, Klarna. (2025). Net operating revenue of Klarna Bank AB from 2011 to 1st quarter of 2025. Statista. Statista Inc.. Accessed: June 19, 2025. https://www.statista.com/statistics/865704/klarna-bank-operating-revenue/
Statista, and Klarna. "Net Operating Revenue of Klarna Bank Ab from 2011 to 1st Quarter of 2025." Statista, Statista Inc., 20 May 2025, https://www.statista.com/statistics/865704/klarna-bank-operating-revenue/
Statista & Klarna, Net operating revenue of Klarna Bank AB from 2011 to 1st quarter of 2025 Statista, https://www.statista.com/statistics/865704/klarna-bank-operating-revenue/ (last visited June 19, 2025)
Net operating revenue of Klarna Bank AB from 2011 to 1st quarter of 2025 [Graph], Statista, & Klarna, May 20, 2025. [Online]. Available: https://www.statista.com/statistics/865704/klarna-bank-operating-revenue/