Biggest international and domestic payment card schemes in Germany 2016-2023

Published by
Raynor de Best,
Apr 15, 2025
German card scheme Girocard lost half its market share to Visa and MasterCard in 2020, but had recovered by 2021. Although the source does not mention explicitly why this sudden change occurred, German consumers did increasingly use both credit cards as well as Buy Now, Pay Later since the coronavirus pandemic. As Girocard is a debit card scheme - not credit card - it is not involved in either of these two payment methods.

Market share of payment card brands - Visa, Mastercard, American Express, or in-market local card schemes - in Germany from 2016 to 2023

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Sources

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Release date

March 2025

Region

Germany

Survey time period

2016 to 2023

Special properties

Based on total transaction value, either online or offline

Supplementary notes

The figures have been gathered by Statista from several publications.

Percentage points exceeding or below 100 percent are probably due to rounding.

The source does not define the "Others" category. "Local card schemes" only featured for 2016.

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Statistics on " Digital payment types in Germany "

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Market share

6

Penetration

8

Biggest brands

7

Users

6

Transaction value

7

Number of transactions

5

Miscellaneous

7

Further related statistics

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